Educação financeira: um estudo de caso com militares do Batalhão Rodoviário da Polícia Militar do Estado de Alagoas – BPRv PMAL

Abstract

This study aimed to analyze the role of financial education and personal finance control for economic growth and improved quality of life. As for the methodology, with regard to the objectives, the research is still classified as exploratory, since its main scope is to investigate a certain situation to identify and approach a certain phenomenon or subject and thereby create knowledge about it. Regarding the technical procedures adopted, it was a case study. Where the data, through the application of a questionnaire to the military of the road battalion of the military police of the State of AL, where closed multiple choice questions were determined. The results showed that there is still appreciation of the subject, given its relevance, as it was found that the vast majority of respondents find the technique essential, although almost 30% of them are unable to have money left over to invest in investments. Whereas more than 26% of them admit that they spend more than 45% of their income on debt. It is concluded that the lack of information leads individuals to a situation of indebtedness, harming not only their lives, but also the country's economy. This scenario can be modified with the practice of financial education, which promotes a change in beliefs about money, wealth and poverty, significantly impacting personal and national financial development.