A educação financeira no Ensino fundamental: relevância, críticas e propostas de atividades

Abstract

This work addresses the importance of Financial Education in Elementary Education, highlighting its relevance for the development of essential skills that allow the conscious management of financial resources. The objective of this work is to analyze the importance of Financial Education in Elementary Education. The research adopts a qualitative approach, with a bibliographical survey of curricular documents and specialized literature, analyzing how Financial Education can be effectively incorporated into Elementary Education. The study identifies criticisms of the traditional teaching of Financial Mathematics, highlighting the lack of contextualization, the expository approach and the scarcity of adequate teaching resources, which compromise student engagement and understanding. To overcome these challenges, the work proposes the use of innovative methodologies, such as games, financial simulations and interdisciplinary projects, which make learning more relevant and practical. Research suggests that these strategies can improve understanding of financial concepts, encourage critical thinking, and prepare students to make informed financial decisions. Finally, the study highlights the importance of continuous training for educators and the need for teaching materials that facilitate the practical application of financial concepts, contributing to the construction of a more balanced and economically sustainable society.