Uma proposta pedagógica em educação financeira voltada para as operações de crédito

Abstract

Financial education is defined as a cross-cutting theme by the National Common Curricular Base (BNCC). Although it is addressed from different perspectives in various curriculum components, beyond Mathematics, there are some gaps in the curriculum re garding current topics related to various types of credit operations. Research indicates that the majority of the Brazilian population has some type of debt to pay. Therefore, this work begins by collecting data on the indebtedness of the Brazilian population. Ad ditionally, it emphasizes the importance of laws that define strategies for preparing the population for everyday consumer relations through education. As a result, an alterna tive educational material will be proposed, covering the most commonly used financial instruments by the population: credit operations, credit cards, financing, among other modalities. Finally, the responses of 3rd-year high school students to a survey focusing on their knowledge of financial topics and their ability to manage household finances will be highlighted.