Endividamento e qualidade de vida: um estudo com idosos da UNAPI

Abstract

The increase in life expectancy has contributed to the growth of the elderly population, which remains increasingly active in economic activities. This scenario, in turn, brings to light various financial challenges faced by this age group. The objective of this study is to analyze the indebtedness of elderly individuals who are part of UNAPI and the consequences it has on their quality of life. In order to achieve this objective, it was first necessary to identify the main causes of indebtedness, as well as to assess the level of financial knowledge among the elderly, and thus evaluate the consequences that indebtedness brings to their daily lives. To this end, a quantitative and descriptive study was carried out to obtain a clearer and more objective analysis. For data collection, a questionnaire consisting of 33 questions was used, structured based on previously published academic studies. In this context, the main causes of indebtedness among this group were identified as housing and health expenses, which consume most of the income of the interviewed elderly, leading them to incur debt. Regarding the impact on quality of life, it was found that indebtedness has a moderately negative effect on their daily lives.