Educação financeira: a importância do conhecimento contábil para elaboração de um planejamento financeiro pessoal

Abstract

The present work corresponds to a study on financial education and the Importance of Accounting Knowledge for the Elaboration of a Personal Financial Planning, the general objective is to highlight the behavior of people regarding financial education and how habits and commitment with and without knowledge work. financial. The method adopted was bibliographic so that the main basis of the research is given, which can be defined as quali-quantitative and the secondary data making the research descriptive as to its objectives were taken from the fecomercio.com.br database to assist with information about the level of indebtedness of Maceioenses and the research sample, as well as reaffirming the importance of financial planning. After analyzing the results achieved, it was found that people's behavior regarding financial education is not very present at times and that a percentage of respondents have a considerably high level of indebtedness that can cause them future financial problems if an analysis is not carried out. general finance and planning for balance and achievement of financial goals. The due studyhas demonstrations of techniques that can help to have an easy understanding, for the individual to apply their planning in a coherent and objective way.